Thursday, May 30, 2019
3:00 PM EST

Looking for a program for your self-employed borrowers using bank statements to qualify instead of tax returns? Join our webinar to learn more about our non-QM SmartSelf 12 month bank statement program. 

SmartSelf Bank Statements

  • Loan amounts up to $3M
  • Use 12 month bank statements to qualify, no tax transcripts or tax returns required
  • Use asset depletion/amortization to increase income & lower DTI
  • Cash-out can be used for reserves
  • DTI up to 50%, 620 min. FICO
  • 4+ years major derogatory credit
  • $1.5M cash out at 85% LTV, $1M cash in hand
  • Up to 15 financed properties
  • Fixed 30, ARM 5/1, 7/1, 10/1 with optional IO; Fixed 40 Interest Only

SmartSelf Bank Statement Plus

  • Loan amounts up to $1.5M
  • 2 - 4 years major derogatory credit